Disclaimer

1. General Information Disclaimer

The information and tools available on Toolsva (“we”, “our”, or “us”) are provided on an “as is” and “as available” basis, solely for general informational and convenience purposes.

While we make every effort to ensure the tools function correctly, we make no representations or warranties — express or implied — about the accuracy, completeness, reliability, suitability, or availability of any tool, result, or content on the website. Any reliance you place on such information is strictly at your own risk.

Toolsva is not a licensed professional service provider of any kind. The website does not employ certified accountants, financial advisors, doctors, lawyers, or engineers. Tool outputs should be treated as estimates and starting points for further research, not as authoritative conclusions.

2. Tool Accuracy Disclaimer

Our tools are built using standard algorithms and publicly available formulas. However, tool outputs may deviate from real-world results due to:

• Browser-specific differences in JavaScript floating-point arithmetic.
• Variations in how third parties (banks, tax authorities, format standards) implement the same formula.
• Input errors made by the user.
• Changes in regulations, rates, or standards that have not yet been reflected in the tool.
• Browser compatibility issues with specific file types or API implementations.

We recommend verifying critical results — especially those involving financial figures, regulatory amounts, or professional use cases — against authoritative sources or with a qualified professional before acting on them.

3. Financial Calculator Disclaimer

Toolsva includes several financial calculators. The outputs of these calculators are mathematical estimates only and are not a substitute for personalised financial advice. Users should independently verify results before making any financial, investment, or tax-related decisions.

Per-tool notes:

4. No Professional or Legal Advice

Nothing on this website constitutes professional advice of any kind. Specifically:

• Financial advice: Results from EMI, SIP, FD, PPF, GST, Currency Converter, Discount, and Percentage calculators are for estimation purposes only. They are not investment advice, tax advice, or lending recommendations. Consult a Registered Investment Advisor (RIA) or Chartered Accountant (CA) before making financial decisions.
• Medical advice: The BMI Calculator provides a general health indicator based on a widely used formula. BMI is not a diagnostic tool. It does not account for age, sex, ethnicity, muscle mass, or individual health history. Always consult a qualified healthcare professional for medical guidance.
• Legal advice: No content on this website — including generated invoices, meta descriptions, terms snippets, or any other text — constitutes legal advice. Consult a qualified solicitor or legal professional for matters with legal implications.
• Tax advice: GST calculations, currency conversions, and financial estimates do not account for your specific tax situation. Consult a tax professional for authoritative tax guidance.

5. Use at Your Own Risk

Your use of Toolsva and any of its tools is entirely at your own risk. We shall not be liable for any loss, damage, or harm — direct, indirect, or consequential — arising from:

• Reliance on the output of any calculator or tool.
• Errors, inaccuracies, or omissions in tool results.
• The processing, conversion, compression, or transformation of any file using our tools.
• Decisions — financial, professional, personal, or otherwise — made based on tool output.
• Service interruptions or tool unavailability.

By using this website you acknowledge and agree that you assume full responsibility for evaluating the suitability and accuracy of all tool outputs for your specific purpose.

6. Browser Processing Statement

All tools on Toolsva — including image compressors, PDF processors, format converters, and developer utilities — operate entirely within your web browser using client-side JavaScript. This means:

• Your files and data are processed in your device’s memory, not on our servers.
• No file, image, document, or personal data is transmitted to or stored by Toolsva.
• Processing quality and performance may vary depending on your browser, device hardware, and file size.
• Very large files may cause performance degradation or browser memory errors on lower-powered devices.

The sole exception is the Currency Converter, which sends a network request to a third-party exchange rate API to retrieve live rate data. This request contains no personal information.

7. Third-Party Links & Services

This website may contain links to external websites or load resources from third-party content delivery networks (CDNs). These links and resources are provided for convenience only.

We have no control over the content, privacy practices, accuracy, or availability of any third-party website or service. The inclusion of a link does not imply endorsement by Toolsva. We accept no responsibility or liability for any third-party content, products, or services.

When you follow a link to a third-party site, we encourage you to read that site’s own terms of service and privacy policy. Toolsva’s disclaimer does not extend to third-party destinations.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Toolsva and its developer expressly exclude all liability for:

• Any loss of profits, revenue, contracts, data, goodwill, or anticipated savings.
• Any indirect, consequential, incidental, punitive, or special damages of any kind.
• Any damage to or loss of data, files, or documents processed through the tools.
• Any claims by third parties arising from your use of the tools or their outputs.

This limitation applies whether such loss or damage arises in contract, tort (including negligence), breach of statutory duty, or otherwise, even if we have been advised of the possibility of such loss or damage.

Nothing in this disclaimer excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be legally excluded or limited.

9. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time. Any changes will be reflected by updating the “Last updated” date at the top of this page. We encourage you to review this page periodically. Continued use of the website after any changes are posted constitutes your acceptance of the revised Disclaimer.

10. Contact Us

If you have any questions about this Disclaimer, please contact us at: